I Have a Treasure Trove

  Chapter 167 Rich second generation Qin Yun?

   "Xiaolu, is this your brother?"

  At this time, the girl next to Qin Lu was surprised to see Qin Yun driving over.

  She is Qin Lu's classmate, and she just met Qin Lu on the road.

  Now these senior students are interns, she has entered a large law firm for an internship with some connections, while Qin Lu's internship is only in a small place, obviously there is no special relationship.

  But her younger brother has a car?

  When she was in college, she never knew that Qin Lu's family was rich.

"Ok."

  Qin Lu nodded with a smile, and said, "Xiao Yu, I'll leave first if I have something to do."

  She walked to the car, opened the door, and got on top of the co-pilot.

   Soon came to the bank, they found Lin Xueya, the account manager from last time.

   "Mr. Qin, with the turnover of your clothing store, you can get a loan of 10 million." Lin Xueya said with a professional smile on her face.

  Now, the daily turnover of Tianyun clothing store is increasing, and the profit this month is at least 7 million yuan, so Qin Yun only needs a loan of 10 million yuan.

  Of course it’s still the first ten days of December, and the profits haven’t come in yet, but if you buy a clothing store with full payment, you can pay part of it first, and then settle the balance after all the documents are obtained.

  Lin Xueya had a smile on her face. Their bank had investigated the situation of Tianyun clothing store before, and knew that Tianyun clothing was competing with Hanlu clothing, but she had no idea about it.

  Now, Qin Yun has many shops mortgaged by the bank. These are very high-quality assets, and they are not worried at all that Qin Yun will not be able to pay back the money.

  The formalities will be completed quickly, and the money will be transferred to Qin Yun's account soon.

   "Now I owe more and more to the bank." Qin Yun was helpless.

  Adding this ten million, he already owes the bank forty million.

  However, although he owes so much, Qin Yun has already owned twelve full-payment shops, and now it will expand to fifteen!

   With these as capital, Qin Yun's foundation is very solid!

  After discussing for a while, Qin Yun and Qin Lu left, and a girl happened to come over on the way.

   This girl is very beautiful, wearing a white down jacket, with a graceful figure.

   "Qin Yun?"

   Seeing Qin Yun approaching, the girl subconsciously slowed down.

  Qin Yun didn't look at her, just glanced at her and left directly. They didn't know each other.

   "Xiaoqing." Looking at her niece, Lin Xueya beckoned.

   And Lin Qing came to Lin Xueya, and asked curiously: "Sister-in-law, is that Mr. Qin coming to borrow money again?"

"Ok."

  Lin Xueya nodded, and said with a smile: "This Mr. Qin is really a young man. According to my inference, it is estimated that the Tianyun Clothing Store will expand again."

  She couldn't help sighing, she also guessed a little about Qin Yun's purpose.

   "Tianyun Clothing Store?" Lin Qing thought to himself.

  Before she specifically asked her sister-in-law Lin Xueya to know some information about Qin Yun, and then she found out that there are nearly ten full-payment shops under Qin Yun's sect!

  The value of these shops is even more than 35 million!

   For her, this is definitely a huge sum of money.

   Moreover, the names of these shops worth more than 35 million are owned by Qin Yun.

   Like some rich second generation, in fact the houses and so on belong to their parents. Even if Qin Yun is also a rich second generation, he already fully owns these shops.

  Lin Xueya also sighed in her heart, even if Qin Yun's money was loaned from her, it was still a huge sum of money to her.

  She is the account manager of the bank. I don't know how much money is approved every month, but the money belongs to the bank. They only have the right to dispose of it, but not the right to use it.

  Really counting, Lin Xueya is not a rich person.

   "Oh, it's a pity, I don't have a chance for you to get to know Qin Yun." Lin Xueya said regretfully.

  She knew that Lin Qing was a person who could keep his word, so she told her about Qin Yun's information, and she believed that Lin Qing would not spread it.

  Hearing Lin Xueya's words, Lin Qing's face turned a little red, and she said dissatisfiedly, "Sister, what are you talking about? I don't know Qin Yun."

   "Okay, okay, let's not talk about it, I'll go to your house for dinner tonight, you can talk to your dad." Lin Xueya said with a smile.

   "Okay." Lin Qing nodded immediately.

  …

  After receiving 10 million yuan, Qin Yun immediately started to buy new shops.

  This time, the Tianyun clothing store is no longer in Jinling, but in Rongyang City, which is adjacent to Jinling.

   In addition, Qin Yun's choice of location is also very particular.

  The three new Tianyun clothing stores are surrounded by Hanlu clothing stores.

   What Qin Yun said about fighting in the ring was not just Jinling's side!

  He has a money-gathering formation, so he is very free to choose the location of the store. As long as there is enough traffic, he will definitely be able to make money.

  So, Hanlu clothing helped him determine the location, so he didn't need to look for it.

   "I wonder what Zuo Han will look like when he sees the three new Tianyun clothing stores I opened?" Qin Yun thought to himself.

  Looking at Zhao Tianqiang in front of him, Qin Yun asked, "Manager Zhao, what's the situation with the landlords of those nine shops?"

  He has now opened twelve stores, but the rent of nine stores has not been recovered.

   "Boss Qin, those landlords are still unwilling to refund the rent. Now is the period of litigation, and it may take some time to wait for the results." Zhao Tianqiang said.

  Regarding the matter of the landlord refunding the rent, it is really difficult to solve legally, and it is normal to deal with it for a few months.

  Qin Yun pondered for a while, and said: "It seems that luck is not enough to make them afraid."

  Why do those landlords stand on Hanlu’s side? Because Hanlu has been in business for more than 20 years, with a market value of more than one billion, and even Baidu can easily search for it. Faced with such a big company, everyone will be a little bit afraid.

  As for Tian Yun, although Qin Yun is confident that it will be easy for him to surpass Han Lu in the future, he still doesn't have enough time to develop.

  He has only started his business for more than seven months, and Tianyun is just a new store that has been open for more than seven months.

  Even though there are quite a lot of branches, in the eyes of other people, it is nothing at all, and there is basically no fear.

   Before Tianyun competed with Hanlu, almost everyone thought that Tianyun was overreaching.

  This is the background, and it cannot be easily solved by high profits.

  In addition, from one point of view, Qin Yun's foundation is deep, shops can be bought with full money, and with the accumulation of wealth, there are almost no flaws.

   But on the other hand, Qin Yun's foundation is not deep, because except for the shops bought with full money, the profits are higher, and there is nothing to make others afraid.

   Such an enterprise will inevitably encounter various obstacles on the road to growth.

  Now, the first cold dew has appeared, followed by the second cold dew and the third cold dew.

  These companies will also attack with various means, and the growth of Tianyun will not be so smooth.

  (end of this chapter)